Dracian Cultural Template

15 points

The Dracian people are known as wily, persuasive merchants. Even a poor farmer tends to have a basic knowledge of mercantilism and haggling is considered by many the national art form.

Skills: Accounting (H) IQ-2 [1]-8, Area Knowledge (Dracia) (E) IQ+1 [2]-11, Diplomacy (H) IQ-2 [1]-8, Fast-Talk (E) IQ+1 [2]-11, Merchant (A) IQ+0 [2]-10

Advantages: Cultural Familiarity (Dracian) [1], Language, Dracian (Native) [6]*

* Note that Language (Native) has no point cost if this is the character's first language.